Ramadhan Datang Lagi...

Ramadhan datang lagi.... Di kesempatan ini I nak ucapkan selamat berpuasa pada semua.. Eh, ada lagi ke yang baca blog ni :) Hehe.. Semoga Ramadhan ini menjadikan kita insan yang lebih baik.. Selamat Berpuasa!

The Tablet Is Here!

Baru semalam cerita pasal tablet Samsung Galaxy 7.0 Plus.

Yihaaa!!!

My spending habit really scares me. I bought this tablet although this month I've already spent hundreds for YES (Year End Sale). How to avoid meh? They are everywhere!! And the discounts are so irresistable.....:) Especially for those items that I have long waited for like Zara and Guess.

I was attracted to buy this tablet when I first saw the DiGi ads. For me, it's really worth it. Really saves your money. I was actually eyeing for the 8.9" but after getting second opinion about it, I think 7.0" fits well for the convenience purpose.

Please say welcome to her :)

The New Year Has Come

It's 2012!

New year, new resolution, no?

I had quit to make new resolution this few years. I think I will just do my best to get what I want to achieve from time to time, but I will not put pressure to achieve them. That way, I don't have to be stressed out if I failed to get what I want, right :) Brilliant!

Shasha will enter Standard 2 while Sarah is still in her kindy (6 yeras old). Izzat will turn 2 this year. I didn't spend so much to buy new things for my girls for their school as the old ones are still in a good condition.

I hope this year I can increase my saving. The last two years I had spent more than 70k of my savings for our house and deposit for our new car and I still can't replace the money. But how to do that if I can't control my spending habit? That one cannot be omitted as I enjoy buying things. It's my theraphy and reward for myself, don't you think so? Well, I know there will be an opportunity cost for whatever decision I made. Just what I've said before, no pressure, no stress, I will just do my best.

I know I have write less in this blog. I actually have lost interest to open my netbook and use the internet whether to blog, to read, to browse, fb, youtube... Dunno whether this year I will write more often. I planned to buy tablet so that I could conveniently use the internet whenever and wherever I am. I think Samsung Galaxy Tab 7.0 plus is the best option as it has the latest application and very convenient. What best is it can surely fit my handbag. That's awesome!

Happy New Year everyone!

Happy Birthday To All 7 Eleven!

Apesal dah berapa hari ni I cuba nak reply comment kawan kat blog ni tapi tak buleh ye? Dia suruh choose profile tapi tak boleh select pun kat situ. Guano...

For Munit, tq for ur comment. Aku nak reply, yang itu masing-masing punya pilihan nak lifestyle macam mana. Budak zaman sekarang kan budak zaman internet. Kat internet tu macam macam cerita pasal lifestyle. Diorang sure tak nak ketinggalan. Kita dulu nak belanja macam-macam tak mampu.. sekarang bolehlah.. Tapi orang zaman sekarang tak kisah gaji kecik pun berani beli barang mahal-mahal. Yang penting gaya dan tak ketinggalan. Masing-masing punya pilihan. Kalau aku, aku prefer beli harta dulu, stabil dulu, barulah boleh spend kalau ada duit lebih. :)

Hari ni birthday for all 7 Eleven... including me!! Tahun ni celebrate kat kampung je dengan family. Tapi tak sempat nak snap gambar kek. Habih dah kena pulun. Maklumlah bebudak kecik ramai..termasuklah anak sedara.. Shasha je makan sampai 5 slices of cake.

Dah tua ke I? Nehi he... Muda lagi... Kita kena sentiasa fikir kita ni muda kalau nak awet muda... hehe.. ajaran sesat ni..

Thanks pada kengkawan yang bagi wish kat FB & sms. Terharu dapat banyak wishes. Moga kalian semua diberkati Allah...

Money Does Matter!

Baca tak cerita pasal sorang mamat miskin kat India ni tiba-tiba menang USD1 juta dalam program Who Wants To Be A Millionaire versi India last week? Bertuahnya dia kan? Tiba-tiba menang duit sebanyak tu sedangkan sepanjang hidup dia miskin sampai nak tengok tv pun kena pergi rumah jiran. Tapi dia menang bukan sebab bertuah saja, dia memang orang yang berpelajaran tinggi jugak.. ada Master tu.. Tapi terpaksa kerja dengan gaji rendah. Cerita dia memang ada persamaan la dengan cerita Slumdog Millionaire tu.

Kalau korang tetiba ada duit berjuta, apa rasanya yang korang nak beli/nak buat? Kalau I, selain bershopping & bertravelling sakan, I nak beli rumah banyak-banyak. Nanti boleh sewakan kat orang. Pastu invest lagi. I dok goyang kaki tak payah kerja. Haha!

Siapa kata 'Duit bukan segalanya?' I setuju separuh je untuk statement tu. Nobody can deny that in today's materialistic world, everything is about money, don't you agree? Tengok je la sekeliling kita. Tak payah jauh-jauh, keluarga dan kawan-kawan kita, macam mana lifestyle masing-masing? Selagi ada duit, selagi tulah nak spend, betul tak? Apa-apa pun, kalau nak berbelanja tu, ikutlah kemampuan masing-masing. Janganlah sampai menyusahkan diri sendiri & orang lain. Jangan sampai berhutang keliling pinggang. Set your priority's right.

I tengok zaman sekarang ni hampir semua orang dah jadi 'brand conscious'. Beli barang brand yang mahal-mahal dah jadi perkara biasa. Tak kisah nak spend duit asalkan bergaya. Tak payah tengok orang lain, diri sendiri pun dah jadi contoh. I pun suka pakai benda-benda branded. Tak kiralah beg ke, kasut ke, baju ke... Tapi kena ada justification jugak bila beli. I jenis yang praktikal. Kalau beli barang selalu fikir praktikal ke tak barang tu mengikut kemahuan I. Tapi apa-apa pun, sebelum beli, kena make sure memang kita mampu dan tak kacau priority kita. Semua orang ada priority in life dan things yang kita nak achieve.

I rasa sekarang ramai orang jadi 'brand conscious' & nak lifestyle yang mewah sebab pengaruh internet. Especially those yang teenage to thirties. Trylah tanya budak-budak perempuan yang tengah belajar kat u or kolej, suka beli baju, kasut or beg kat mana. Zara, Mango, Charles & Keith, Guess, Esprit.. tu semua brand yang biasa untuk diorang. Cuba tengok kat first time parents pulak. Rata-rata semua tak kisah untuk beli sebuah stroller yang harga 2 ribu. I nak beli yang harga 200 pun pikir banyak kali. Baju-baju branded jangan cakaplah. Untuk newborn baby pun sanggup beli sehelai baju harga 100. Kalau cakap pasal handbag, sekarang rata-rata pakai yang branded mahal-mahal. Setakat brand Coach tu, semua orang dah mampu pakai. The original ones okeh. Bukannya yang jual kat Masjid India ke Petaling Street ke. So tak payahlah nak berbangga sangat kalau pakai Coach tu (ni peringatan untuk I sekali ni haha!).

Zaman sekarang yuran tadika anak je dah beratus-ratus sebulan. I masa kecik dulu tadika free je. Parents pun berebut-rebut nak hantar anak ke tadika yang paling established. Itu perkara yang sangat normal sekarang. Tengok budak-budak kat kolej pulak. I dulu dapat elaun MARA 300 lebih sebulan cukup makan, pakai.. siap boleh pegi tengok movie lagi. Duit banyak tu cuba bagi kat budak u/kolej sekarang, dua minggu pun tak gerenti boleh survive. Dengan nak bayar top up credit telefon, internet, makan kat luar, tengok movie, nak jalan-jalan, nak beli barang...

Kalau makan kat luar, makan kat tempat mahal dah jadi biasa. Coffee Bean, Starbucks, Chillis, TGI Friday dah macam makan kat KFC, McDonalds masa zaman I student dulu. I pun teringin jugak pergi kat tempat-tempat ni tapi tak selalu. Kena balance lah kehendak dengan keperluan.

Sebenarnya terpulang pada masing-masing on how they want to spend their money. Gaji titik peluh masing-masing kan.. Ada orang pentingkan lifestyle but not so much on kumpul harta or banyakkan saving. Ada orang yang hidup simple tapi harta punyalah banyakk... I ada kenal someone macam ni. Kawan baik hubby I. Wife dia tak kerja, anak ada 4. Life diorang biasa je. Takde nak bergaya dengan barang branded sangat. Tapi... rumah-rumah dia saja ada dekat 10 bijik. Each cost more than 100k. Caculate sendiri la berapa dia bayar tiap-tiap bulan kan.. Kawan baik I pulak, nak kata hari-hari bawak bekal untuk breakfast & lunch. Jarang sangat bershopping jauh beza dengan kawan dia tuan punya blog ni hehe.. Tapi bila kadang-kadang dia beli baju ke jam ke, terus beli yang mahal. Macam jam harga beribu ke. Tapi yang paling best, dia dah ada 2 bijik rumah. Campur harga dua buah rumah tu 400k tau. But not just that. Cuba tengok saving dia pulak. Berkepuk duit dalam bank tu. And she is still single.

Tapi kebanyakan orang muda sekarang suka lifestyle yang mewah. Hang out kat tempat-tempat mahal. Beli kereta mahal. Rumah sekarang of course la memang harga mahal. Barang semua branded. This is especially true for those yang tinggal kat bandar.

Fresh grads yang baru start kerja pulak, baru je kerja dah boleh beli kereta mahal. I tengok kat company I je la. Baru kerja dah boleh beli Honda City, Vios.. Teringat zaman I mula-mula kerja dulu. Dengan gaji kecik, berapa bulan kumpul baru berani beli kereta. Tu pun beli Kelisa jek. Tapi bulan-bulan menggigil nak bayar :). Tapi starting salary zaman I tak sama dengan starting salary diorang sekarang. That's why sometimes I wonder memang gaji kita tak cukup sebab cost of living tinggi ke atau nafsu kita yang besar.

So in conclusion, untuk satisfy lifestyle masakini dan kehendak kita yang macam-macam ni, money does matter kan?

Monday's Agenda

Tomorrow we'll be going to Gleneagles again for Izzat's check up. I think he's OK. The first 3 days after the surgery were difficult but he was getting better and better each day. And tomorrow is Shasha's 1st day of Final Exam. Good luck dear!

I hope I will get some time to go to Tabung Haji to save my kid's duit raya. Tak sempat-sempat lagi nak simpan. It's quite a lot of money. Itu jelah yang mampu disimpan. To put money in their bank account for every month, tak mampu. Just ada Education Insurance Plan which is by monthly deduction from my bank account.

Moga-moga ada masa untuk bershopping jugak.. eh? :)

Forgetful

Yesterday I have 3 tasks to accomplish.

1. To bank in my husband's cheques.

2. To bring kain to my tailor to make baju kurung for my brother in law's wedding somewhere in November.

3. To get Izzat's GL from HR.

In the end of the day, I did NONE of them. I did not remember at all the 3 tasks until my husband picked me up from work and asked about his cheques.

Pathetic kan?